Carregando
0%If you’re ready to improve your credit standing and still earn valuable perks, the U.S. Bank Altitude Go Secured Visa Card offers a smart starting point.
Looking for a secured card that does more than just report to credit bureaus? The U.S. Bank Altitude Go Secured Visa combines credit-building functionality with strong rewards and no annual fee. It’s built for individuals who want to create positive financial habits while benefiting from everyday earning opportunities and modern banking tools.
Earn While You Spend: Points on Everyday Categories
Many secured cards focus strictly on credit reporting. This one adds meaningful rewards to your routine purchases:
- 4X points on dining, including restaurants and food delivery
- 2X points at grocery stores, gas stations, and qualifying streaming services
- 1X point on all other purchases
Points can be redeemed through the U.S. Bank Rewards Center for options such as cash back, travel, gift cards, or merchandise. With flexible redemption choices and no annual fee, the card delivers long-term value while you build credit.
Save as You Build: Promotional APR Advantage
New cardholders receive a 0% introductory APR on purchases for the first 6 billing cycles. After the promotional period ends, a 29.99% variable APR applies.
This temporary financing feature—rare among secured cards—can help manage short-term expenses more comfortably. However, paying your balance in full remains the best strategy for minimizing interest costs and strengthening your credit profile.
Budget Smarter with Digital Tools and Insights
The Altitude Go Secured Visa includes features designed to support responsible money management:
- Free access to your TransUnion credit score
- Real-time transaction alerts
- A customizable U.S. Bank mobile app for payments and reward tracking
- Contactless payments and compatibility with Apple Pay®, Google Pay™, and Samsung Pay™
These tools help you monitor activity, stay informed, and maintain control over your spending.
Control, Convenience, and Account Security
Security features are built into the card experience:
- Zero Liability Protection against unauthorized charges
- EMV chip technology for secure in-person transactions
- Continuous fraud monitoring with instant alerts
- Ability to lock or unlock your card directly in the app
These protections allow you to use your card with confidence wherever you shop.
Know What You’re Signing Up For: Key Terms
Before applying, review the essential details:
- Annual Fee: $0
- Intro APR: 0% for 6 billing cycles (purchases only)
- Ongoing APR: 29.99% variable
- Foreign Transaction Fee: 3%
- Security Deposit: Minimum $300 refundable deposit
Tip: Keeping your balance low and making payments on time will maximize your credit-building progress.
How to Apply for the Altitude Go Secured Visa Card
Getting started is simple:
- Visit the official U.S. Bank website or stop by a branch.
- Complete the application with your personal and financial information.
- Submit your refundable security deposit (minimum $300).
- Receive a decision and begin using your card responsibly.
Your deposit establishes your credit limit and is refundable when the account is closed in good standing.
Take the Next Step Toward Better Credit
Apply for the U.S. Bank Altitude Go Secured Visa Card today and begin strengthening your credit while earning rewards on the purchases you already make.