The Simplii Financial Cash Back is a Canadian credit card that offers more cashback than most of the other cards out there. It allows you to earn up to 4% back every time you spend money with it.


Simplii Financial Cash Back

  •  No annual fee
  •   Cashback

This card is great for those who have a fair annual minimum income and want to obtain a secure payment method for everyday purchases, once it has no annual fees and allows you to get rewarded, making it ideal for young adults and people starting their financial life.

Here’s the cashback you can earn on each category:

4% CASHBACK Eating/Drinking Places and Restaurants; Drinking Places (Restaurant, Bar and Coffee Shop Purchases, Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques; Fast Food Restaurants; or Caterer)
1.5% CASHBACK Gas, grocery and drugstore purchases and pre-authorized payments (Service Stations – with or without Ancillary Services; Automated Fuel Dispensers; Grocery Stores and Supermarkets; Drugs, Drug Proprietaries, and Druggist’s Sundries
0,5% CASHBACK All other purchases

Benefits of Simplii Financial’s Cash Back credit card

  • Welcome Offer: for the first 4 months, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases (up to $500 spend);
  • $0 Annual Fee;
  • Add up to 3 additional cardholders and earn cashback faster;
  • 4% cashback on eligible restaurants, bars and coffee shops – up to $5,000 annually, after that 0.5% unlimited;
  • 1.5% cashback on eligible gas, groceries and drugstore purchases, and pre-authorized payments – up to $15,000 per year, after that 0.5% unlimited;
  • 0.5% cashback on all other purchases;
  • Get cash back when you send a Global Money Transfer and pay with your Visa Card;
  • Earn $125 each time a friend opens a No Fee Chequing Account or another eligible account using your unique referral link;
  • Purchase Security and Extended Protection Insurance;
  • Optional Travel Medical Insurance;
  • Worldwide Acceptance;
  • Get up to a $10,000 credit limit when you apply for THE credit card through the New to Canada Banking Program.


How Do I Apply For The Simplii Financial Cash Back credit card?

You need to be a resident of Canada and be the age of majority in your home province or territory. In addition to that, you need to have a minimal annual income of $15,000 and no bankruptcies over the past 7 years.

In order to apply, access their credit card website and click on the option: “Apply Now”. A pop-up will appear. If you are already a Simplii Online Banking client, you can choose “Yes” and then log in.

If you are not a client, click “No” to start the application process. During the application, you must fill out any personal and financial information requested.

Don’t wait any longer and apply today!