The Neo Credit Card is perfect for those who are looking for a credit card that offers unlimited cashback. You can earn up to 6% back every time you spend money with it. And even better, the rewards can be redeemed at any time or for any amount.



  •  Cashback
  •   No annual fee

This card is great for those who have a fair annual minimum income and want fast approval. You can even upgrade your plan to earn even more cashback and many other benefits.

It provides a safe way to make purchases, while offering perks. On top of that, you can get up to a $10,000 credit limit.

Benefits of Neo’s credit card

  • No annual or monthly fees;
  • Earn 6% average cash back at over 10,000 Neo retail partners (earn rates vary by offer and partner):
    • 6% average cashback at restaurants, bars and cafes;
    • 4% on streaming services;
    • 4% on ride sharing services;
    • 4% on food delivery services;
    • 3% on gas and groceries, and at retail partners (both online and in-store);
    • 0.5% on all other purchases.
  • Upgrade your rewards with perks, flexible monthly subscriptions that boost your cashback and unlock extra benefits for your account;
  • Choose from multiple monthly rewards subscriptions for purchase security, extended warranty, travel insurance, fitness and mindfulness classes;
  • Use a virtual card while waiting for the physical to arrive;
  • Get a bird’s-eye view of your spending habits with Neo Insights;
  • Freeze and unfreeze credit cards in a single tap;
  • Protect your account with Face ID, fingerprint lock, and two-factor authentication.


How Do I Apply For The Neo Credit Card?

You need to be a resident of Canada and be the age of majority in your home province or territory. In addition to that, you need to have a credit score of at least 600.

In order to apply, access their credit card website and click on the option: “Apply Now”. Then, you’ll have to sign up to start the application process. During the application, you must fill out any personal and financial information requested.

Don’t wait any longer and apply today!